Your Money Should Just Work. With SurgePay, It Does.

"Crypto funding was broken. SurgePay fixed it. Fund instantly with debit, Apple Pay, PayPal or ACH. Live on Base, Stellar, and EVM networks. Sign up in 2 minutes."

Funding a crypto wallet shouldn’t feel like filing a tax return. But for most people — whether they’re new to crypto or have been in the space for years — it still does. New wallets. Long waits. Limited payment options. Confusing steps that make you question whether it’s even worth it.

It is worth it.

The process just needed to be fixed.

That’s exactly what SurgePay was built to do.

The Problem Nobody Solved

The promise of crypto was always simple: take control of your money. Send it anywhere. Hold it securely. Move it fast. But somewhere between that promise and reality, the experience broke down.

Most crypto neobanks still make you jump through hoops before you can touch a single dollar. Create a new wallet here. Verify over there. Wait two to five business days for your funds to arrive. Hope the payment method you use is actually supported.

It’s not a crypto problem. It’s an execution problem. And it’s been ignored for too long.

You shouldn’t need a tutorial to fund your own wallet. You shouldn’t have to abandon the tools you already trust. You shouldn’t wait days to move money that should take seconds.

SurgePay changes all of that.

Fund Your Way. Move On.

With SurgePay, you choose how you fund your account. No hoops. No surprises. Just the payment methods you already use, working the way they should.

Debit Card

Top up with USDC instantly. Your card works. Your money moves.

Apple Pay & Google Pay

Settlement in around 45 seconds. Not minutes. Not hours. Seconds. For anyone who’s ever watched a bank transfer sit pending for three days, this alone is worth the switch.

PayPal

Yes, really. The payment method that over 430 million people already trust — now connected directly to your crypto wallet.

Same Day ACH

Move up to $10,000 in a single transfer, same day. For larger moves, this is the fastest, most reliable option available.

Every method is transparent. No hidden fees. No vague pricing. You see exactly what you pay before you confirm. That’s the way it should always have worked.

Bring the Wallet You Already Have

Here’s where SurgePay really stands apart.

Most crypto platforms want you to start fresh. New wallet, new setup, new learning curve. It’s a barrier that puts people off — and rightly so. Why should you have to abandon the tools you’ve already built trust with?

With SurgePay, you don’t.

SurgePay connects directly to MetaMask, Rainbow, and WalletConnect. If you already have a wallet, it works. Your funds go exactly where you want them. You stay in control the entire time.

No new accounts. No new seed phrases to write down and lose. No starting over. Just connect what you have and go.

For crypto natives, this means zero disruption to your existing setup. For anyone new to crypto, this means you can get started with a wallet the community already knows and trusts — and SurgePay handles the rest.

Built on Base, Stellar, and Every EVM Network That Matters

SurgePay is live on Base — Coinbase’s fast, low-cost Layer 2 network — and Stellar, one of the fastest and most cost-efficient networks for moving money globally. Together they cover two of the most important rails in crypto today: EVM compatibility and cross-border speed.

That’s not an accident. It’s a choice. We built on the networks that actually move money well — not the ones with the loudest marketing.

And we’re not stopping there. Full EVM network support is coming, so wherever your money needs to go, SurgePay will be there. More networks. More choice. More control. All with the same fast, transparent experience you get from day one.

Whether you’re moving USDC across Base, sending value on Stellar, or exploring the broader EVM ecosystem — SurgePay is the funding layer that keeps up with you.

This Is What Money Working Is Supposed to Feel Like

Fast. Simple. Yours.

You pick the payment method. You keep your wallet. You move your money in seconds. No tutorials. No waiting. No compromise.

SurgePay was built for people who want the benefits of crypto without the unnecessary complexity that came with it. Whether you’re funding your first wallet or your fiftieth transaction, the experience is the same: clear, fast, and completely in your control.

Money should work. Now it does.

You’re 2 minutes away from moving money the right way. Sign up free at surgepay.tech.