Built For Global Citizens
Whether you're sending money home, running an online business, or paying across borders, SurgePay is designed just for you.
Pay for Anything With Zero Stress.
Whether you're paying bills, buying essentials, or checking out on your favorite apps, our platform ensures fast, secure, and stress-free payments every time.
Here's Why You Should Choose Us
Whether you're sending money home, running an online business, or paying across borders, SurgePay is designed just for you.
Real-Time, Low-Fee Transfers.
No misdemean. No hidden charges. Your money moves on Stellar; instant, transparent, and secure.
One Platform For Payments, Remittance, And Spending.
Send money, receive payments, or convert currencies from a single wallet.
Virtual Cards Built For The Global Economy.
Create stablecoin-backed virtual cards and spend in any currency, anywhere. Perfect for freelancers, travelers, and digital businesses.
Powered By Blockchain, Made For Humans.
Enjoy all the speed and transparency of Web3, wrapped in a simple, modern interface that feels familiar.
Exchange currencies at real value, your money, your rate.
You get access to live market rates, letting you swap between currencies instantly without unnecessary markup.
What Makes SurgePay Different?
Unlike traditional wallets or payment apps, SurgePay isn't just built on top of a blockchain — it's built into it. That's what makes it faster, more secure, and far cheaper to use.
Multi-Currency Wallets
Deep integration with the Stellar blockchain; fast, reliable, and transparent.
Instant P2P Transfers
Backed by Stablecoins, giving you stability of fiat with efficiency of crypto.
Virtual Borderless Cards
Spend online/offline worldwide with low forex fees, funded by local currency or digital dollars.
AI-Powered Security.
Advanced fraud detection and compliance with bank-level security for all transactions.
Business Solutions
Prepaid and business credit cards, global payroll, and invoicing tools for enterprises.
International Remittances
Low-cost cross-border transfers with integration to 20+ Nigerian banks and mobile money.
Multi-Currency Wallets
Deep integration with the Stellar blockchain; fast, reliable, and transparent.
Instant P2P Transfers
Backed by Stablecoins, giving you stability of fiat with efficiency of crypto.
Virtual Borderless Cards
Spend online/offline worldwide with low forex fees, funded by local currency or digital dollars.
AI-Powered Security.
Advanced fraud detection and compliance with bank-level security for all transactions.
Business Solutions
Prepaid and business credit cards, global payroll, and invoicing tools for enterprises.
International Remittances
Low-cost cross-border transfers with integration to 20+ Nigerian banks and mobile money.
Early Access Rewards
Be among the first to shape the future of borderless payments.
Multi-currency wallet with higher limits
Reduced forex fees on international payments
Early access to xNGN stablecoin
Stellar blockchain integration benefits
Priority access to business solutions
Free P2P stablecoin transfers for 6 months
Your Security Comes First
From encryption to identity verification, SurgePay is
built on enterprise-grade security standards to
protect your money.
We're compliant with international regulations and
financial partners to ensure every transaction is safe.
Multi-Currency Digital Wallets
Get answers to common questions about our security and services
