Send Money to Nigeria with SurgePay

SurgePay lets you send money to Nigeria in minutes, not days. Enjoy low fees, great USD to NGN exchange rates, and multiple payout options including bank accounts, mobile wallets, and virtual cards.

Recipient gets

NGN
Exchange rateFetching rate…

Low Fees & Great Rates

Keep more of what you send. SurgePay is built for cost‑efficient transfers to Nigeria with transparent, low fees.

Fast USD → NGN Delivery

Funds arrive quickly to supported Nigerian bank accounts, mobile wallets, or virtual cards funded via stablecoins.

Crypto & Stablecoins

Prefer crypto or stablecoins? Use on‑chain rails and stablecoins to power fast, predictable cross‑border remittances.

How to send money to Nigeria in 3 steps

  1. Step 1: Enter how much you want to send in USD or USDC

  2. Step 2: Add your recipient’s bank or mobile money details

  3. Step 3: Your recipient gets paid directly

Frequently asked questions

Is SurgePay safe for transfers to Nigeria?

Yes. SurgePay is built with security, compliance, and fraud‑prevention in mind, with bank‑grade encryption and monitoring on every transaction.

How long do transfers to Nigeria take with SurgePay?

Many transfers complete in minutes. Exact timing depends on your funding method, payout option, and compliance checks.