Send Money to Ghana with SurgePay

SurgePay makes it easy to send money to Ghana with low fees, competitive rates to Ghanaian cedis, and fast delivery to local bank accounts and mobile money wallets.

Recipient gets

GHS
Exchange rateFetching rate…

Low Fees

Pay less in fees when sending money to Ghana. SurgePay is optimized for cost‑effective remittances.

Fast GHS Delivery

Transfers are processed quickly, with payouts to supported Ghanaian bank accounts and mobile wallets.

Crypto & Stablecoins

Use stablecoins and crypto rails to move money to Ghana with speed and predictability.

How to send money to Ghana in 3 steps

  1. Step 1: Enter how much you want to send in USD or USDC

  2. Step 2: Add your recipient’s bank or mobile money details

  3. Step 3: Your recipient gets paid directly

Frequently asked questions

How much does it cost to send money to Ghana with SurgePay?

Fees depend on your funding method and payout option, but SurgePay is designed to be low‑fee and transparent so you always know what you pay.

Can I send USDC to Ghana?

Yes. Choose USDC as the currency you send in the SurgePay app, and your recipient receives Ghanaian cedis in a supported bank account or mobile money wallet.