SurgePay

Get Paid Globally.

Receive, send, hold, USD and EUR and exchange digital currencies with virtual accounts built for your global transactions.

Get your virtual account
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You just received
EUR 2,500

Virtual Account

One platform. Multi-currency accounts.

Choose between USD and EUR virtual accounts and receive payments with account details designed for your international transaction.

USD Virtual Account

Receive USD payments with your dedicated virtual account details

Use it for:

  • Receive payments
  • Get paid
  • Manage USD
Explore USD account

EUR Virtual Account

Receive EUR payments with account details designed for your European transactions.

Use it for:

  • Receive payments
  • Get paid
  • Manage EUR
Explore EUR account

Built for money coming in.

From clients to companies, your virtual account makes it easy to receive payments in USD and EUR.

  • Get Paid

    Receive money from clients, companies and platforms.

    Illustration of cash being sent to a phone that confirms the payment

  • Receive internationally

    Accept payments in supported currencies without the complexity of traditional banking.

    Smiling businessman checking an incoming payment on his phone at his desk

  • Manage your money

    Keep USD and EUR funds organized within SurgePay

    Woman smiling at her phone while managing her balances

  • Move money when you need to.

    Transfer your funds into other supported destinations.

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One Account.
More Ways to Move.

Your virtual account connects with the rest of your SurgePay tools, giving you more flexibility with your money.

Smiling man checking his phone
SurgePay app screen saying your USD account is ready, with the account and routing numbers

Get started in three simple steps.

  1. 1

    Choose your currency

    Select USD or EUR.

  2. 2

    Get your account details

    Access your virtual account information.

  3. 3

    Receive your money

    Share your account details and receive supported payment.

Your security comes first

  • From encryption to identity verification, SurgePay is built on enterprise-grade security standards to protect your money.
  • We’re compliant with international regulations and financial partners to ensure every transaction is safe.

Have questions about virtual accounts?

Here are a few things you might want to know.

What is a SurgePay virtual account?

A virtual account gives you USD or EUR account details in your name, so clients, employers and platforms can pay you the same way they would pay a local account.

Which currencies can I get a virtual account in?

You can open a USD virtual account, a EUR virtual account, or both, and manage them side by side in the SurgePay app.

Do I need to live in the US to open a USD account?

No. You can open a virtual USD account online from the app, without a US address, a Social Security number or an in-person appointment.

How do I get my account details?

Choose USD or EUR in the SurgePay app and your account details are generated for you. Share them with whoever is paying you to start receiving money.

What can I do with money in my virtual account?

Hold it in your SurgePay wallet, convert it to your local currency, spend it with your SurgePay virtual card, or transfer it to a bank account.

Is my money safe with SurgePay?

Absolutely. We use bank-level security including 256-bit encryption, two-factor authentication, and regular security audits. Your funds are protected by enterprise-grade security measures.

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Still have questions?

Can’t find the answer to your question? Send us an email and we’ll get back to you as soon as possible.

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